3REAL

Whitepaper

Last updated: June 23, 2026

This document explains what 3REAL is, how it works today, and what we are still building. It is written for beta users deciding whether to deposit funds — it favors plain, verifiable statements over marketing language. Where something is not yet live, we say so explicitly.

1. Introduction

3REAL is a digital asset portal within the SETAEI ecosystem, operated from Norway. It gives users a single place to hold, deposit, withdraw, and track digital assets and select fiat currencies, backed by a double-entry ledger. 3REAL is the home of the REAL token, which originated in the Shahnameh project and now functions as the SETAEI ecosystem's utility token.

2. The Problem

Most people who hold digital assets face a tradeoff: self-custody tools are powerful but unforgiving (a lost key or a wrong address means permanent loss), while many custodial platforms are opaque about how funds move, who reviews transactions, and what happens during the early stages of a new product. Newcomers in particular need a platform that is honest about its current state, not one that hides manual processes behind automated-sounding language.

3. The 3REAL Solution

3REAL provides a managed digital asset portal with:

  • A single account for multiple digital assets and fiat currencies.
  • A double-entry ledger, so every balance change has a traceable, balanced counterpart.
  • Tiered KYC that unlocks higher limits as users verify their identity.
  • A two-tier referral program that rewards users for growing the network.
  • Human review of deposits and withdrawals during beta, prioritizing safety over speed while the platform is young.

3REAL is not a trading exchange. We do not operate an order book or set prices for REAL or any other asset — REAL trades on the open TON market, and 3REAL only reflects that market data.

4. Supported Assets

3REAL currently supports the following assets:

REALREAL Token
TON Jetton
TONToncoin
The Open Network
USDTTether USD
TRC-20 (TRON)
EUREuro
SEPA / Bank Transfer
NOKNorwegian Krone
Bank Transfer
TRYTurkish Lira
Bank Transfer (EFT/FAST)

Additional assets may be added as the platform matures and our operational capacity to review them safely grows.

5. How Deposits & Withdrawals Work

Deposits: You initiate a deposit by sending funds (on-chain for REAL/TON/USDT, or by bank transfer for EUR/NOK/TRY) to the address or account shown in the app, including your reference code where required, and submitting proof of the transfer. An admin manually reviews each submission and credits your balance once verified.

Withdrawals: Withdrawal requests are submitted from your dashboard and enter a pending state. They are manually reviewed and approved by our team before funds are sent.

We are explicit about this: no asset on 3REAL has automated on-chain or bank-feed detection wired up yet. Every credit and every payout passes through a human checkpoint during beta. This adds review time, but it is a deliberate safety choice while the platform is new — not an oversight we are hiding.

6. KYC / AML Approach

3REAL uses tiered identity verification. Higher tiers unlock higher transaction limits and access to additional assets:

  • Tier 1 — unlocked after email verification (or Google sign-in), with conservative limits.
  • Tier 2 — requires a government-issued photo ID; required for TON, USDT, EUR, NOK, and TRY deposits.
  • Tier 3 — full identity verification, unlocking the highest transaction limits.

KYC submissions and supporting documents are reviewed by authorized personnel and stored in access-restricted storage. We apply AML-conscious controls — including manual transaction review — and may request additional verification, delay, or decline transactions we reasonably suspect are fraudulent or non-compliant. See our Privacy Policy for how KYC data is handled.

7. Referral Model

Every account receives a unique referral code. When someone registers using your code, you earn a referral reward in REAL once that referral meets the reward conditions. If your referral goes on to refer others, you also earn a secondary reward — a two-tier structure in total. Reward history and status are visible from your dashboard.

8. Security Model

Passwords are hashed with bcrypt; sensitive tokens are stored as SHA-256 digests, never in plaintext. Sessions use signed, HTTP-only cookies and are invalidated on password change or other sensitive account events. All production traffic runs over HTTPS/TLS. Every login, transaction, and admin action is written to an append-only, immutable activity log, and access to KYC documents, ledger data, and admin functions is restricted by role-based permissions. Full detail is on our Security page.

9. Login & Account Recovery

You can create and access your account with an email address and password, or optionally with Google sign-in — Google is a convenience, never a requirement. Email addresses must be verified before full account access is granted.

App-based two-factor authentication (TOTP) and one-time backup recovery codes are planned but not yet live. Until they ship, account recovery relies on email-based password reset, which makes the security of your email account an important part of your overall account security — see Security for guidance.

10. Roadmap

  • Automated on-chain deposit detection for TON and USDT.
  • Two-factor authentication (TOTP) and recovery codes.
  • Expanded bank-feed reconciliation for fiat deposits.
  • Additional supported assets, evaluated for operational and compliance readiness.
  • AI trading agents for the SETAEI ecosystem (in active development).
  • Evaluation of formal licensing as usage and jurisdictional requirements grow.

Roadmap items are directional, not commitments to a fixed date. We will update this page as items ship.

11. Team

3REAL is built and operated by SETAEI, founded by Khabat Setaei. An operations partner for Iran is currently under onboarding and will be announced once finalized. Full team details are on the About page.

12. Risk Disclaimer

3REAL is a beta product. Digital assets are volatile and carry significant risk, including total or partial loss of value. On-chain and bank transactions are generally irreversible — funds sent to an incorrect address or account typically cannot be recovered. Manual review during beta means processing times can vary and are not instantaneous.

Nothing in this document constitutes financial, investment, legal, or tax advice. 3REAL is not a licensed bank, payment institution, or regulated exchange, and we make no claim of licensing or regulatory authorization beyond what is stated on our About page. You are solely responsible for evaluating the risks of using the platform. See our Terms of Service for the full legal terms governing your use of 3REAL.

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